Insurance and engine swap

Zebedee · Posted: Wed Oct 06, 2010 10:05 am Post subject: Insurance and engine swap

If i was to swap the 1.9 petrol engine in a T25 for the 1.6td engine from another T25 would i have to insure it as a modified vehicle because of the engine change or could i just change the V5 and call in a 1.6td and insure it as that?

My insurance company has 1.9 and 2.1 petrol and 1.6d, 1.7d and 1.6td on their books. They can't insure anything else thats not on the books so a 1.9AAZ conversion is out of the question.

I can't afford to run a petrol T25 unless i LPG it so a swap to diesel using a donor vehicle is the cheapest option.

13 window deluxe · Posted: Wed Oct 06, 2010 7:12 pm Post subject:

if the van left the factory as a petrol and you fit a diesel it's been modified if you dont tell the insurance have a accident and i bet they will use it as a excuse to not payout!!! if it was me i would change my insurance company and fit what engine i wanted but declare it all
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1964 rat 13 window deluxe 1Z tdi,
1975 rhd twin slider tintop (TBA)
1991 golf 2 gti with tweaked AHU tdi,

previous tdi swaps: gone but not forgotten
1979 rhd twin slider tintop bay ahu 1.9tdi
1990 T25 1Z 1.9tdi
1993 suzuki samurai with 1Z 1.9tdi

Zebedee · Posted: Thu Oct 07, 2010 9:26 am Post subject:

So if i bought a van that was originally a petrol but was converted to diesel by a previous owner (theres a few on ebay at the moment) and i didn't tell the insurance it was originally a petrol van, i could have my insurance invalidated?

A mates got a pair of vans, one originally petrol and solid, the other originally diesel and rotten/damaged. The plan was to put all the running gear from the diesel into the petrol.

B4Tfink · Posted: Thu Oct 07, 2010 6:48 pm Post subject:

insurance companys will always look to get out of paying so anything not declared modified would give them a valid reason

Honesty is the best policy in this case, some mods probally wouldnt make a difference to the premium anyhow

if your insurance co is being funny about mods change to someone who isnt, shop around and remember to state less than your already paying
when they ask have you had a quote already (can be economical with the truth there Wink

)

a scooby lump in mine mysteriously is the same as my 1.9 petrol with the same co however i think i got a good deal on the scooby "camper" but not so much on the comercial "panel van"

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1988 T25 EJ25 n/a.. it just makes more sense that way..

catchawave · Posted: Fri Nov 05, 2010 7:55 am Post subject:

B4Tfink · Posted: Fri Nov 05, 2010 5:23 pm Post subject:

Welcome to the forum chap.

V5 is no probs if you send the right stuff all at the same time and they dont lose it!! dont just try blagging it with no evidence of engine change.
I had a bit of a mare as they lost mine

http://vwkd.co.uk/bb/viewtopic.php?t=2174

insurance i seem to have to change co each year as they want to hike it the following year. seems that if you ask for a new quote with a new company they almost always beat your renewal or best quote had (cough last paid premium Wink

)

certainly helps if you have limited milage i just have two vans one for summer one for winter 6000 miles each comp and breakdown and also helped having my missus as a named driver (not that im ever gonna let her loose in one!!) currently im with hic and glynwoods but just ring round and go with the one that suits ..

http://vwkd.co.uk/bb/viewtopic.php?t=1167
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1988 T25 EJ25 n/a.. it just makes more sense that way..

catchawave · Posted: Fri Nov 05, 2010 8:48 pm Post subject:

kev · Initiate Jedi Joined: 03 May 2011 Posts: 40

i just rang mine up when i did the scooby conversion ive had no problems in three years of insurance
i allso change companies each year
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1978 twin slider panel van
fitting a ej20 conversion with rjes parts